Our Qualifications

ALBERT SALA, JR., CFP®, CLTC, specializes in assisting people in planning for their retirement as well as estate planning. He earned his Certified Financial Planner designation in 1986 from the College of Financial Planning in Denver, Colorado and his BA from the University of Northern Colorado in 1973. Al is a Registered Representative of National Planning Corporation (NPC) and has been in the financial services business since 1974. He is past president of the Metrowest Association of Life Underwriters, a member of the Financial Planning Association, the National Association of Insurance and Financial Advisors, and the Norfolk and Plymouth Estate and Business Planning Council. He is frequently chosen to speak on financial topics for these and other groups. KRIS D. CLOYD, CFP®, CLTC, CCPS, MBA, specializes in helping people reach their long-term goals of retirement planning, college planning and protecting their assets. He earned his Certified Financial Planner designation in 1984 from the College of Financial Planning in Denver, Colorado and his MBA in Finance and Accounting from Clark University in Worcester, MA in 1986. Kris is a registered representative of National Planning Corporation (NPC) , and has been involved in financial planning since 1983. He is a member of the Worcester Estate and Business Planning Council. Chester M. Mc Cord began his career in financial planning in 1986, and started his own company in 1989. He holds a Bachelors Degree from Colorado State University and a Master's from the University of Massachusetts. Chet is a Registered Repersentative that specializes in retirement planning, setting up your estate and charatable giving. He was the Chief of Wildlife Research for the Massachusetts Division of Fisheries and Wildlife, and has served as an ordained minister. He is active in his local church ministry.